The Social Security payment schedule for July 2025 is already set, but not everyone enrolled in the program will receive their deposit on Wednesday, July 16, 2025. It’s essential for retirees and those depending on these payments to understand when they will receive their check and why some people will need to wait longer.
Who Will NOT Receive Their Social Security Payment on July 16?
Social Security payments in the United States are distributed based on a set schedule by the Social Security Administration (SSA). Payments are typically made throughout the month, depending on the date of birth of the beneficiary and the type of benefit they receive. Here’s who won’t be receiving their Social Security payment on Wednesday, July 16:
Beneficiaries Born Between the 1st and 10th of the Month: This group received their payment on Wednesday, July 9.
Beneficiaries Born Between the 21st and 31st of the Month: These individuals will get their payment on Wednesday, July 23.
People Who Started Receiving Benefits Before May 1997: This group of beneficiaries already received their payment on Tuesday, July 1.
SSI (Supplemental Security Income) Recipients: They received their deposit on July 1, as is customary every month.
Who Will Receive Their Social Security Payment on July 16?
If you were born between the 11th and 20th of any month and began receiving benefits after May 1997, you will receive your payment on Wednesday, July 16, 2025. This is the group that will be receiving their Social Security checks this week.
Social Security Payment Schedule for July 2025
Tuesday, July 1: People who started receiving benefits before May 1997 and SSI recipients.
Wednesday, July 9: Born between the 1st and 10th.
Wednesday, July 16: Born between the 11th and 20th.
Wednesday, July 23: Born between the 21st and 31st.
How Much Will Social Security Beneficiaries Receive in 2025?
Social Security payment amounts can vary depending on several factors such as each person’s earnings history, years worked, and the age at which they decided to retire. Here are the general averages for Social Security benefits:
Average Retirement Payment: Between $1,900 and $2,000 per month, depending on income recorded throughout the working years.
Maximum Retirement Payment at Age 70: Up to $5,108 per month for those who waited until age 70 to begin their benefits.
Average Disability Payment (SSDI): Approximately $1,537 per month.
Average SSI Payment: About $943 per month for individuals with low incomes or limited resources.
